What term describes services covered by insurance after meeting a deductible?

The term that describes services covered by insurance after meeting a deductible is "covered services." This refers to medical services or procedures that an insurance policy includes among its benefits. Once the insured has paid their deductible, these covered services will be entitled to reimbursement or payment from the insurance provider according to the terms of the policy.

In a health insurance context, the deductible is the amount that the insured must pay out-of-pocket for healthcare services before the insurance company starts to pay. Once the deductible is satisfied, covered services are those that will then be billed to the insurer according to co-pays, co-insurance, or other coverage arrangements specified in the policy.

The other options highlight different concepts. Uncovered benefits refer to those services that are not included in the insurance plan, leading to the insured being responsible for the full cost. Excluded services are specific medical services that a health insurance plan explicitly states are not covered, and prior authorization services pertain to specific procedures that require approval from the insurance company before they can be deemed eligible for coverage. Understanding the terminology around deductibles and coverage is essential for navigating health insurance effectively.