What type of insurance is mandated by Arizona law for all drivers?

In Arizona, the law mandates that all drivers must carry automobile liability insurance. This requirement is in place to ensure that drivers have the financial means to cover damages or injuries they cause to other people or their property while operating a vehicle. Liability insurance typically includes two main components: bodily injury liability, which covers medical expenses and related costs for injured individuals, and property damage liability, which covers the repair or replacement costs for property damaged in an accident caused by the insured driver.

Comprehensive car insurance and collision coverage are not mandated by law in Arizona. Comprehensive insurance covers damages to the vehicle from non-collision events like theft or natural disasters, while collision coverage pays for damages to the insured vehicle resulting from a collision with another vehicle or object. While these types of coverage can provide added protection for a driver's own vehicle, they are not legally required.

Health insurance is also not mandated for vehicle operation under Arizona law and serves a different purpose, primarily providing coverage for medical expenses arising from health-related issues rather than vehicle-related incidents.