Arizona Health Insurance Practice Exam

When an insured is court-ordered to provide a child's health insurance, when must the insurer allow enrollment of this child?

1. At the start of the new policy year

2. At any time

3. After a 30-day waiting period

4. Only during open enrollment

The correct answer is: At any time

When an insured is court-ordered to provide health insurance for a child, the insurer must allow enrollment of that child at any time. This requirement ensures that the child has access to necessary health care coverage, reflecting the legal obligation imposed on the insured by the court. Allowing enrollment at any time means that insurers must accommodate these situations promptly, without the usual restrictions that apply during open enrollment periods or restricted times. This flexibility is crucial for facilitating timely access to healthcare for children who are in need of coverage as a result of legal mandates. This principle underscores the importance of prioritizing the health and welfare of the child in such scenarios, enabling them to receive immediate necessary medical care and services.