Arizona Health Insurance Practice Exam

Which insurance program is designed to help individuals with low income access healthcare services?

1. Medicare

2. AHCCCS

3. Private insurance

4. Short term health insurance

The correct answer is: AHCCCS

The correct choice is AHCCCS, which stands for the Arizona Health Care Cost Containment System. This program specifically aims to provide health care coverage for individuals and families who meet certain income and eligibility requirements, thus enabling low-income residents of Arizona to access necessary healthcare services. AHCCCS plays a crucial role in expanding Medicaid services, ensuring that those with limited financial resources can receive medical care, preventive services, and other essential health benefits. In contrast, Medicare primarily serves individuals aged 65 and older or those with certain disabilities, and it does not focus specifically on low-income individuals like AHCCCS does. Private insurance generally requires payment of premiums, which may be challenging for those with low income. Short-term health insurance is designed to provide temporary coverage and not a comprehensive solution for ongoing healthcare needs, making it less suitable for addressing the needs of low-income individuals seeking long-term health assistance. Therefore, AHCCCS is uniquely tailored to assist the low-income population in accessing healthcare services.