Arizona Health Insurance Practice Exam

Which of the following is covered by a basic dental indemnity plan?

1. Orthodontic treatment

2. Non-surgical periodontal treatment

3. Major restorative services

4. Cosmetic dentistry

The correct answer is: Non-surgical periodontal treatment

A basic dental indemnity plan typically covers essential and preventive dental care services, which often include routine exams, cleanings, and minor treatments. Non-surgical periodontal treatment is recognized as part of the essential dental services aimed at maintaining dental health and preventing further complications, such as advanced gum disease. This makes it a standard inclusion in basic dental plans, as it focuses on the fundamental aspects of periodontal care that are necessary for overall oral hygiene. In contrast, orthodontic treatment usually falls under specialized or advanced services which are often excluded from basic coverage. Major restorative services, such as crowns or bridges, generally require a more comprehensive plan due to their higher costs and complexity. Cosmetic dentistry is primarily aimed at improving the appearance of teeth, gums, and smiles rather than treating underlying health issues, making it outside the scope of basic dental indemnity plans. Thus, non-surgical periodontal treatment aligns best with the preventative and restorative focus of a basic dental indemnity plan.