Which of the following is NOT typically covered by health insurance?

Cosmetic surgery is typically not covered by health insurance because it is often classified as elective rather than medically necessary. Health insurance plans generally focus on covering treatments that address medical needs, emergencies, or preventive health measures. Since cosmetic surgery primarily aims to enhance appearance rather than to treat a medical condition or alleviate symptoms of an illness or injury, it falls outside the purview of standard health insurance coverage.

In contrast, emergency room visits are covered because they address urgent medical situations. Preventive screenings, such as mammograms or colonoscopies, are included in coverage as they play a crucial role in early detection and maintenance of health. Prescription medications are typically covered under health plans to ensure that individuals have access to necessary treatments for various conditions. The distinction that separates cosmetic surgery from these other types of care is the focus on necessity versus elective desire.